Topoi is a revolutionary force in blockchain and fintech, designed to reshape the global economy. We’re building a decentralised financial ecosystem that connects individuals and businesses across borders, offering fast, secure, and scalable payment solutions. By unifying traditional finance (TradFi) with decentralised finance (DeFi), our ecosystem provides a secure environment to store, manage, and grow wealth, enabling users to take control of their financial future. Whether seeking financial sovereignty or advanced tools to optimise business operations, Topoi is your gateway to the future of finance.

Web3 is the next phase of the internet, designed to put control back into the hands of users. Unlike the traditional web (Web2), which relies on centralised platforms and intermediaries, Web3 uses decentralised technologies like blockchain to enable peer-to-peer interactions. This empowers individuals to own and control their data, assets, and digital identities securely, without needing third parties. Through cryptographic systems, Web3 fosters a more transparent, open, and private digital environment, enabling greater autonomy, inclusion, and innovation in the digital economy.

A DApp (Decentralised Application) is a revolutionary blockchain-powered tool that aligns with Topoi’s vision of empowering self-sovereignty. DApps function peer-to-peer on decentralised networks, leveraging smart contracts to ensure security, transparency, and user autonomy—removing the need for intermediaries.

• Control: Traditional apps are centrally governed, while DApps put ownership of data and assets entirely in the hands of users.
• Infrastructure: Apps rely on centralised servers; DApps use resilient distributed networks for operations.
• Intermediaries: Apps often depend on third-party entities, whereas DApps enable trustless peer-to-peer interactions through automated smart contracts.

Fiat-to-crypto payment processing enables users and businesses to seamlessly exchange traditional fiat currencies (such as USD, EUR) for cryptocurrencies (like Bitcoin, Ethereum), and vice versa. It facilitates the smooth entry and exit between the traditional financial system and the world of digital currencies, unlocking the potential for decentralised financial services.

Our platform makes fiat deposits and withdrawals effortless. Simply link your bank account or preferred payment method to seamlessly deposit fiat, which is then converted to cryptocurrency. For withdrawals, convert your crypto back to fiat and transfer it to your bank account, all in a few simple steps.

We place the utmost importance on security. Our platform employs advanced cryptographic encryption protocols, multi-signature wallets, and two-factor authentication (2FA) to safeguard every transaction and asset. Our commitment to security ensures that your funds are protected at all times, while we comply with global standards to provide a secure and trusted environment for our users.

Absolutely. Our solution empowers businesses to accept payments in both fiat and cryptocurrency. Through integrated APIs, businesses can seamlessly connect crypto payments to their existing systems, expanding their customer base and providing more flexible payment option.

We pride ourselves on offering extremely low transaction fees, ensuring that you can move your assets swiftly and efficiently without unnecessary costs. Our fee structure is designed to be competitive and transparent, so you always know exactly what you're paying for.

We prioritise speed in every transaction. Fiat deposits may take a few business days depending on banking processes, but cryptocurrency transactions are typically completed within minutes to a few hours, ensuring you can move swiftly between fiat and crypto without delays.

At Topoi, we are committed to ensuring regulatory compliance and operating within established legal frameworks. We are partnering with reputable open banking API providers that hold banking licenses, which ensures that our services adhere to the required rules and regulations. These partnerships, combined with our strict internal standards, allows us to offer secure and compliant fiat-to-crypto payment solutions while safeguarding the interests of our users.

Yes, Topoi provides secure, multi-currency self-custodian wallets, giving users complete control over their assets. These wallets support crypto-to-crypto and fiat-to-crypto transactions, serving as a central hub for seamless, borderless financial interactions.

Self-custody with the Topoi DApp gives you complete control of your digital assets, ensuring security, independence, and privacy. Here’s how it works step by step:

Download and set up your Topoi DApp, designed to securely store and manage multiple cryptocurrencies, as well as fiat-to-crypto transactions.

When you create your wallet, you’ll receive a recovery phrase (private key). Write this phrase down and store it offline in a secure location. Never share it or save it digitally to prevent unauthorised access.

The Topoi DApp lets you store, send, and receive funds directly, bypassing third-party platforms for true decentralisation.

As a self-custodian, only you have access to your funds and data, preserving your financial autonomy and privacy.

Enable features like password protection or biometrics to safeguard your DApp.